GSIS Mutual Fund and the P1,000 Initial Investment Privilege for Government Employees

It has been a very wide notion here in the Philippines that investments are for the rich only. Once investments are being opened during casual conversations, you’ll never fail to here a side comment “wow, ang yaman ah! (Wow, how rich!)”.

But the thing is, there are so many unexplored investment opportunities out there, of course, my main be is for stocks and mutual funds.

Let me share you some good news, particularly for government employees. I’ve been reading GSIS Mutual Fund prospectus and noted that all government employees may start investing for only P1,000.00. That’s right! For only a thousand bucks you can already start investing in mutual funds, and be part of the market that sparks the Philippine economy.

The better news is, you may top up additional investments for a minimum of P500.00 only.

Alright! I may sound too excited and may seem I’m trying to persuade you to start gathering the requirements and start investing today, I apologize, but I actually am. :)

Let me give you a little tale about GSIS Mutual Fund.

GSIS Mutual Fund, Inc. (GMF)

GMF is named after its sponsor, GSIS. It was launched last July 1, 1998 to specifically cater the investing needs of government employees and institutions. Currently, it is managed by PhilAm Asset Management, Inc. (PAMI).

GMF is a balanced fund, meaning, it’s portfolio invested in the stock market and also on fixed income securities, allocated through a strategic proportion.

Minimum initial investment for this fund is P5,000.000 and minimum subsequent investments is P1,000.00. However, as I’ve mentioned earlier, government employees are privileged to have a minimum initial investment of P1,000.00 and minimum subsequent investment of P500.00.

Performance-wise, as of Aug 1, 2012, investors who have invested in GMF for the past 5 years have been receiving an average of 11.78% annual growth. Now compare that to receiving 1% interest from your savings deposit. Duh!!!

To further help you decide, it is also worth mentioning that GSIS Mutual Fund was awarded by Lipper during 2010 as the Best Performing Fund in the Mixed Asset PHP Balanced category.

That made me think. My mom is a public school teacher. I think I’ll be opening an account for here. If you’re interested too, you may find all the necessary requirements here. Then you may send the everything here.

Have further questions? Please use the comment form below. Don’t worry, I don’t bite.

Here is the complete copy of the funds’ prospectus. You can find the policy for minimum initial investment in page 12.

[gview file="http://mutualfundphilippines.com/wp-content/uploads/2012/07/GSIS-Mutual-Fund-Prospectus.pdf"]

 

HAPPY INVESTING!

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  • http://n/a EMAN

    how much po interst s gsis in 1 month? at monthly po pwede kunin ang interest?

  • merlyn

    Do we need to email the details to the support everytime there is an additional investment? How can we view our portfolio (is it available online)?

    Thanks. I am very interested to this type of mutual fund.

  • rhose

    hi! interseted ako sa gsis mutual fund but i’m only full housewife, but only recieved allotes from my husband work abroad, now i asked pede ba ako dyan,? what are the requirement? thanks and more power.

    • Nick Raquel

      Yes rhose. Pwede ka maginvest. You can just refer above for the requirements.

  • clem

    Gud am coach. Ask ko lang ho, f mgiinvest ako sa GSIS MUTUAL FUND pwde ako mgstart ng 1thou. right pwde pa b ako mg aditional non. At mag kanu ang tubo non. Im clem po nag wowork d2 sa phil. sa mall at the same time ngnenetwork din. nalilito dn kc ako sa mga mechanics about mutual fund coach

    • NickRaquel

      Hi clem, if you are a government employee, you can open an account for 1k.. pero kung hindi naman, you’ll be needing 5k to open sa GSIS Mutual Fund..

      Let me know how can I assist you further..

      • clem

        coach. Kung mgstart ako sa 5k pwde pa mgdagdag? Plano ko kc na pag pasok ng 2013 is mg mutual fund para kht papanu mkaalis din sa rat race.

        Malibn coach sa gsis saan pa pwde na may malaki rin ang interest? Kc sa bangko nattlog lang ang pera eh.

        • NickRaquel

          Yup, once na nakapag open ka na ng account, pwede ka ng magdagdag ng minimum of 1k.

          I’m personally investing at FAMI Balanced fund. You can email me at support@mutualfundphilippines.com if you need assistance…

  • jeanette

    hi.. what if im from mindanao? should i go to a certain PAMI branch or enough na yung e send ko sa link ang requirements? matagal na po ako interested kaso medyo nalilito pa po ako sa procedures and other financial stuff and topics.. tnx

  • http://www.facebook.com/winniemercullo Jr Mercullo

    I’m really curious about this kind of stuff. I’m not financially savvy either. Just a question of assurance – is this exclusive for government employees? Making investments is open to the public, right? That’s how I understand it.

    • NickRaquel

      Hi JR,

      GSIS Mutual Fund is open to the public. Meron lang privilege ang mga government employees in opening an account, pero all else equal na ang public investors and government employees.

  • mhacky

    Thank you so much. IL updated u if I already sent all my documents…. but for now I start process my documents. Coz Im here in Kuwait… \

    thanks an God Bless

    • http://nickraquel.com Nick Raquel

      You’re welcome Mhacky! I’m happy assisting you guys, one way or another.

  • http://nickraquel.com Nick Raquel

    Mhacky, after submitting the documents, please provide email me the following details:
    - Mutual Fund Subscribed
    - How much
    - date sent – from where
    - courier used

    .
    I’ll be monitoring the arrival of the documents to the broker’s office. Once received, I’ll let you know.

  • http://hi mhacky

    i am ofw.. im interested in mutual funds? can i invest in GSIS mutual funds??
    thanks a lot

  • mike

    how about for ofw? can we avail the GSIS mutual fund of P1000 initial investment.
    Thanks a lot.

  • charlotte

    hi,

    im a government employee and interested with gsis mutual fund, how do i go about it?

    thanks